The BBVA Visa company Rewards charge card provides benefits and perks for no fee that is annual but eligibility is bound.
NerdWallet’s ratings are decided by our editorial group. The scoring formula takes into consideration the type of card being evaluated (such as money back, travel or stability transfer) as well as the card’s prices, costs, benefits and other features.
Perk-heavy small-business charge cards with massive sign-up bonuses typically have actually massive yearly costs to suit. But you can find no-fee choices that provide benefits, plus one of these could be the BBVA VisaВ® company Rewards charge card .
The card comes with a sign-up bonus, ongoing benefits and free worker cards, all for a yearly cost of $0 .
Nonetheless, there are a few blockers that are major qualifying with this card that could maybe you have trying to find options.
Listed below are five helpful details about the BBVA VisaВ® company Rewards charge card .
Nerd tip: This card once was called the BBVA Compass Visa company Rewards bank card. It used to be a choice for small-business owners with reasonable credit, but to qualify now, you’ll want credit that is excellentFICO ratings of 720 or more).
1. Eligibility is restricted
The BBVA VisaВ® company Rewards charge card can be acquired simply to candidates when you look at the following states:
If you’re outside of these certain areas, look at a small-business bank card thatвЂ™s available nationwide.
2. Earn effortless benefits and a sign-up bonus
This card offers a sign-up bonus, that will be available if you start a fresh BBVA VisaВ® company Rewards charge card by Dec. 31, 2020: N/A
In addition, youвЂ™ll secure 1.5 points per $1 on all acquisitions. Bear in mind that points expire 36 months for too long after they are earned, so youвЂ™re not going to want to hold onto them.
3. Redemption choices are restricted
You are able to redeem points for declaration gift or credit cards at a worth of 1 cent per point. You need to redeem at the very least 2,500 points.
Other company charge cards provide straight-up money back, travel rewards as well as product redemption. Your plans for the benefits can impact which card is really a fit that is good you.
4. The ongoing rate of interest is low in comparison to comparable cards
The BBVA VisaВ® company Rewards bank card provides an interest that is ongoing range that starts lower for many who can be eligible for it. Plus, it comes with an intro that is decent offer: 0% introductory APR for 9 months on purchases and 0% or 3.99% basic APR on stability transfers asked for within ninety days of account available date for just one 12 months, after which the ongoing APR of 9.24per cent – 23.24%, Variable .
5. The intro APR for transfers of balance can differ
These are the card’s intro APR offer, observe that the price you are going to be eligible for with regards to transfers of balance depends on your credit rating. This means youвЂ™re maybe not guaranteed in full a screen of the time to cover straight straight straight straight down debt interest-free. A 3.99% APR continues to be low when compared with typical bank card interest levels, however the card additionally charges a 4% stability transfer charge.
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